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Seller's Guide

Selling in Singapore? The Condition You Must Hand the Property Over In

By REINSTATE.by MCSG · Updated 30 August 2026 · 6 min read
On completion you must deliver the property in the same state and condition it was in at the date of the option or contract, whichever is earlier, save for fair wear and tear — and with vacant possession, meaning empty of occupiers and of any movable property not sold with the unit. Unauthorised works must be rectified first.

Most sellers plan the money side of a sale carefully and give almost no thought to the physical handover until the week before completion. That is usually when the problem surfaces: a hacked wall that was never approved, a built-in feature wall the buyer does not want, or a unit still full of furniture on completion morning. Here is what the law and HDB actually require you to hand over, and what it costs to get there.

What condition must you hand the property over in?

The same state and condition as at the date of the option or contract, whichever is earlier, save for fair wear and tear. That is the standard rule in the Law Society of Singapore's Conditions of Sale 2020, which most Singapore option and sale agreements incorporate by reference, unless the parties agree something different in writing.

Read that carefully, because it cuts both ways. You are not obliged to upgrade or refurbish anything: the benchmark is the day the buyer saw and optioned the unit, not a showflat standard. But you also cannot strip it back. If the buyer optioned a unit with a built-in wardrobe, a kitchen island and a bidet spray, removing them before completion is a breach — even if you paid for them. Anything you intend to take with you should be excluded in writing in the option, not decided later.

The mirror image applies to damage. Movers gouging a wall on your way out is not fair wear and tear, and the buyer can raise it at the pre-completion inspection. The same fair wear and tear line that decides tenancy deposits decides this too.

What does vacant possession actually mean?

Vacant possession means the property is handed over empty of people and of any movable property not included in the sale. Under the Conditions of Sale 2020, where the sale is with vacant possession, all movable property not included must be removed unless the parties agree otherwise. Tenants and occupiers must be out too.

In practice, three things trip sellers up. First, tenanted units: if the buyer is not taking over the tenancy, the lease must actually end before completion, and a tenant who overholds by even a day puts you in breach. Second, storerooms and bomb shelters, which are where a decade of accumulated belongings quietly lives. Third, bulky disposal, which in most estates has to be booked with the town council or managing agent and can take several working days.

Rubbish left behind is not a technicality. A buyer arriving to a unit with a full household shelter is entitled to say vacant possession has not been given.

Do unauthorised renovations have to be rectified before completion?

Yes, for HDB flats. HDB's approval of a resale is granted subject to the seller rectifying all unauthorised alterations and additions in the flat, and that rectification must happen before completion. Separately, no renovation works may be carried out to the flat while the resale is pending completion.

Those two conditions read as a contradiction, and sellers regularly get caught between them, so the sequencing matters: rectification of unauthorised works is what HDB requires of you, while the ban is on fresh renovation while the transaction is pending. Get the scope agreed with your solicitor and HDB early rather than starting demolition in the final fortnight.

The exposure is real on both sides. Structural walls, reinforced concrete beams, floor slabs and household shelters cannot be modified at all, and no permit covers those works. Reported penalties for unauthorised renovation run to S$5,000 per infringement, on top of a mandatory reinstatement order — and restoring a hacked load-bearing wall needs a Professional Engineer's design, which is where a five-figure bill comes from. HDB also warns buyers that they will be responsible for unauthorised works later discovered, which is exactly why buyers' agents now inspect for them.

Private condos have a parallel process: works touching common property, external facade or wet areas usually need MCST approval, and an unapproved alteration can surface as a management-corporation demand after you have banked the sale proceeds.

What does pre-completion make-good typically cost?

Most sellers spend S$1,500 to S$6,000 getting a unit to handover condition, and the bill is driven almost entirely by how much built-in work has to come out. Cosmetic patch-and-paint sits at the low end; removing carpentry, feature walls or unapproved partitions is what pushes it up.
Pre-completion work itemTypical 2026 cost
Patch & make-good walls, ceilings, drill holesS$300–1,200
Remove built-in carpentry or feature wallS$400–2,500
Rectify unapproved partition / hacking worksS$800–5,000+
Repaint to neutral handover standardS$1,000–3,000
Flooring repair, tile replacement, polishS$500–2,500
Bulky disposal & clearanceS$200–800
Post-clearance deep cleanS$250–600

Indicative 2026 Singapore ranges for residential units. Structural rectification requiring a Professional Engineer is priced separately and is materially higher. See our full reinstatement cost breakdown and the line items sellers forget.

How much time do you actually have?

Less than the calendar suggests. An HDB resale completion appointment is scheduled about 8 weeks after HDB accepts the resale application; a private resale typically completes 8 to 12 weeks after the option is exercised. Approvals, tenant move-out and works have to fit inside that window, not beside it.
  1. Week 1. Walk the unit with your agent and list every alteration made since you bought it. Flag anything without a permit to your solicitor immediately.
  2. Weeks 2–3. Get quotes on the rectification scope and, for a condo, lodge the MCST application — approval commonly takes 5 to 10 working days.
  3. Weeks 4–6. Do the works. Book bulky disposal at the same time; slots are the thing that slips.
  4. Week 7. Deep clean, then photograph every room, meter and fitting on the same day.
  5. Final week. Joint inspection with the buyer, keys, access cards and warranties collated for the completion appointment.

If the unit is tenanted, run that timeline against the lease end, not the completion date. Reinstatement after a tenant leaves usually needs 5 to 14 working days on its own.

What happens if it is not ready on completion day?

Late completion is expensive. Under the Conditions of Sale 2020, interest runs at 8% per annum on the purchase price where completion is delayed. A buyer who finds works unfinished, the unit not empty, or an unrectified unauthorised alteration can decline to complete until it is resolved.

Most of these are settled commercially rather than litigated: a sum is retained by the buyer's solicitor against the outstanding works, or the seller gives a written undertaking with a deadline. Both cost you leverage and, on an HDB completion appointment, both mean rescheduling. The cheaper path is a joint inspection about a week out, using the same discipline as a tenancy handover inspection, so anything contentious is found while there is still time to fix it.

Completing soon and something needs to come out?

Send us the unit and your completion date. We will quote the make-good scope fixed, handle MCST or HDB paperwork where it is needed, and get the unit to vacant-possession condition before the appointment.

WhatsApp us for a quote →
Handover-condition and vacant-possession rules are from the Law Society of Singapore's Conditions of Sale 2020, which most Singapore options and sale agreements incorporate; resale conditions and timelines are from HDB. Cost ranges are indicative 2026 Singapore market figures — confirm against a written quote. This guide is general information, not legal advice.
References & further reading

Authoritative Singapore sources for further reading. Confirm current rules with the relevant authority or your conveyancing solicitor.